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Senior Financial Analyst

Senior Financial Analyst

One Park FinancialMiami, FL, United States
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Company Overview :

One Park Financial (OPF) is a leading Financial Technology company dedicated to empowering small businesses by connecting them with a wide variety of flexible financing and funding options. Our mission is to provide entrepreneurs with the working capital they need to elevate their businesses to new heights. At OPF, we believe in working with high-performing individuals who are ready to play an integral part in our company's expansion. We know that our success hinges on our people, and we strive to enable them to do what they do best.

Why Join Us?

At OPF, we foster a dynamic and inclusive company culture that emphasizes collaboration, innovation, and personal growth. Our team is composed of passionate, driven individuals who are committed to making a difference. Here's what you can expect when you join our team :

  • Innovative Environment : Work with cutting-edge technology and be part of a team that is constantly pushing the boundaries of fintech.
  • Professional Growth : We invest in our employees' growth with continuous learning opportunities, training programs, and career advancement paths.
  • Supportive Culture : Enjoy a supportive and inclusive work environment where your ideas are valued, and your contributions make a real impact.
  • Community Focus : Be part of a company that understands the importance of small and mid-sized businesses to their communities and the nation's financial health.
  • High-Performing Team : Join a team of badasses who are committed to excellence and are integral to our company's expansion and success.

About this role

One Park Financial is seeking a Senior Financial Analyst to serve as a key partner in shaping our financial strategy and supporting data-driven decision-making.

This role will be responsible for managing and improving the company's core financial model, developing budgets and forecasts, and delivering performance insights to senior leadership. Beyond traditional FP&A responsibilities, the Senior Financial Analyst will have opportunities to collaborate with the Data & Risk Analytics team on portfolio monitoring, credit risk modeling, and cohort analysis.

We are looking for someone who combines strong financial acumen with an interest in data and credit analytics, and who thrives at the intersection of finance, strategy, and analytics in the financial services space. This is a high visibility role with direct access to senior executives, and a chance to shape the company's growth.

Main Responsibilities

  • Financial Model Ownership : Maintain, enhance, and document the company's core financial model; build scenarios and sensitivities; pressure-test key assumptions.
  • Management Reporting : Build and present insightful dashboards and exec-ready materials that highlight performance trends, risks, and opportunities.
  • Planning & Forecasting : Partner with leaders on annual budgets, rolling forecasts, and long-range plans; define and track KPIs.
  • Performance Analysis : Analyze actuals vs. budget / forecast; explain drivers, variances, and unit economics with actionable recommendations.
  • Process Improvement : Streamline reporting, automate data flows, and tighten version control and auditability of models.
  • Cross-Functional Support : Work closely with Finance, Data, Risk, and Operations to align plans with business goals.
  • Ad-Hoc Projects : Dive into special analyses for senior leadership as needed.
  • Growth path (may evolve over time; not required on day one)

  • Data & Credit Analytics : Partner on portfolio monitoring, cohort analysis, and credit risk modeling.
  • BI Enablement : Help build or refine Power BI dashboards and self-serve metrics for business partners.
  • Data Foundations : Collaborate on improving data quality, definitions, and model inputs.
  • Requirements

    Must-haves :

  • Must be able to commute to Coconut Grove, FL, 5 days a week.
  • Bachelor's degree in Finance, Accounting, Economics, or related field.
  • 3-6 years in FP&A or financial analysis with demonstrated model-building experience.
  • Advanced Excel expertise (e.g., INDEX-MATCH, XLOOKUP, SUMIFS, PivotTables, Power Query, array / dynamic formulas, scenario / sensitivity analysis).
  • Strong analytical storytelling : distill complex data into clear insights and next steps; executive-ready communication.
  • Nice-to-haves (pluses, not requirements) :

  • Bilingual (English and Spanish) is a plus.
  • SQL for querying and validating data.
  • Interest in data and credit analytics for financial services and loans.
  • Experience in lending / financial services (consumer or SMB), especially with loans, cohorts, or credit performance.
  • Power BI or similar BI tools for dashboards and performance tracking.
  • Benefits

  • Competitive Salary
  • 401k with Match
  • Health insurance
  • Dental & Vision Insurance
  • Life insurance
  • Identity protection
  • Paid time off
  • Office Snacks
  • Monthly events
  • OPF is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability, or veteran status.

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